Baccarat - The Basics

The Object of the Game

Baccarat is a thrilling game played at major casinos all over the world. It’s up to you to wager that either the player’s hand will win, the banker’s hand will win, or that the game will result in a tie.

 

The Rules

The object of baccarat is to predict which hand will get a point value closest to 9, keeping in mind that all ten-value cards count as zero and aces count as one.

To participate in the game, you place your wager on the banker’s hand, on the player’s hand, or on a tie. Then the player and the banker are each dealt a two-card hand. Following standard baccarat rules, a third card is dealt to the player and/or the banker.

Your job is to predict whether the banker’s hand or the player’s hand will come closest to a point value of 9. The hand with the highest point value wins. You can also choose to place your bet on a tie, when both hands have equal point values. If the game does result in a tie, a wager for the banker or the player is returned.

All winning wagers for the banker and the player pay even money. However, if you win by betting on the banker, the bank receives 5% commission.

If you correctly wager that the two hands will tie, your payoff is 8 to 1.

 

Card Values

Ace = one point

Face cards and tens = zero

All other cards carry the point value stated on the card.

If the cards in a hand total more than ten points, simply subtract ten; the remainder is the baccarat point value of the hand. For example: 8+8=16, which counts as a 6 in baccarat; and 8+9=17, which counts as 7.

 

Third Card Rules

The following baccarat rule chart governs when the player and/or the bank will automatically be dealt (i.e. "draws") a third card in the Baccarat game:

Player

 

Point Value of First Two Cards
0-1-2-3-4-5	Draws a card
6-7	Stands
8-9	Banker cannot draw

Betting

Select the value of the chip you wish to bet with your left mouse button. Then click the desired field on the baccarat table where you wish to place your chip. If you want to change your bet before the cards are dealt, click on the placed chip using your right mouse button to remove it.

 

Winnings

Winning Wager	Pays
On the banker or the player (However, if you win by betting on the banker, the bank receives 5% commission.)	1 to 1
On a tie	8 to 1